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Normally, a contract is signed when the borrower buys a car on credit. This gives the lender an interest or right with respect to the said vehicle. If you were to default under the provisions of the contract and relevant state law, taking possession of the car would not be [...]

You are sworn in by the judgment creditor in the debtor's examination, who is then put forth in person to answer all the financial questions relating to his financial standing. This procedure was created solely for judgment creditors to see if there are other avenues to be able to collect [...]

Generally, it is considered smarter to pay off debt, especially high-interest debts (mostly credit-card debts and such), before good savings plans. However, along with paying your high-interest debt, a responsible saver should keep aside at least three months' worth of living expenses in an easily accessible account to fend off [...]

Filing for bankruptcy may seem like an easy way out of the uniquely harrowing financial situation with debts great enough to bring down anybody. At this junction, it will be more appropriate to discuss bankruptcy and child support together with family law as a mosaic of complexities for a person [...]

Any practical savings plan will take into consideration timing. The time horizon for a specific goal determines how you will achieve it. Five-year goals will be approached differently from their 10, 15, or 20-year counterparts. Financial saving goals are traditionally divided into three time periods, namely: Short-term: Anything under one [...]