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Tallahassee Florida Bankruptcy Law Blog

1108, 2025

Do You Know How to Recover From Bankruptcy?

Bankruptcy feels like the bottom - it has wiped out old debts and will stay long on your credit report (7 to 10 years long), which affects options for mortgage qualification, or any other terms of credit. A credit rebuilding, cash-flow management, and being positive-scoring must be set up before [...]

108, 2025

How to Get Debt-Free? Bruner Explained

It's not surprising that Americans are in debt. Of course, interest rates remain high, without showing any signs of budging, while consumer prices have risen an astonishing 22.5 percent since February 2020, just before the pandemic began. On average, these credit cardholders keep at least one balance on their credit [...]

2807, 2025

Do You Know What Is Considered a Bad Credit Score?

The Key Takeaways A VantageScore below 601 or an FICO score less than 580 is considered to be a poor credit score. You may face a less favorable outcome with lenders, landlords, and prospective employers if your credit score is in the low range. You can increase your credit score [...]

2107, 2025

Bankruptcy Basics and the Advantages of Chapter 13 in Florida

As part of bankruptcy basics, the Bankruptcy Code allows Chapter 13 to be available to individuals with regular income to make debt adjustments. Chapter 13 allows the debtor to keep their properties and make payments for debts over a specific period." BOOK FREE CONSULTATION In a Hurry? Dial +18-503-850-342 [...]

1407, 2025

Should You Pay Off Collections? What You Need to Know

The weight of overdue bills is made a hundred times heavier by the incessant phone calls or the signed letters from the debt collectors chasing you. Although quite often, people may ignore them because they cannot settle any such claim, ignoring those bills will never make them go away. The [...]

707, 2025

Understanding Bankruptcy Exemptions in Florida

Understanding bankruptcy exemptions, how they apply, and what properties they can protect is critical to filing for Chapter 7 in Florida. Florida has some of the largest exemptions found anywhere in the United States. This article will describe in detail Florida exemptions, what is and is not protected, and [...]

3006, 2025

When Should You Start Paying Back Student Loans? Beating the Debt!

These days, the concept of student loans is overwhelming for many individuals since they were clueless to start repaying. Such questions arose in the minds of borrowers since COVID-19 has less value now with its trailing economic problems: When do I start paying back student loans? Is there a way [...]

2306, 2025

How Much Debt to File for Bankruptcy? Here’s What You Need to Know!

Do you know how much debt you need to have before you can file for bankruptcy? This is a very common question people ask themselves before considering bankruptcy; they feel as if they are suffocating from their debts. The sum may not seem that enormous at the moment, but with [...]

1606, 2025

Chapter 13 Bankruptcy Case: From Filing All the Way to Discharge Have You Know It?

What goes on in a Chapter 13 bankruptcy case? Let's see what happens at a typical Chapter 13, from the filing all the way to discharge. This is a Chapter 13 timeline, outlining what to do after filing Chapter 13. You may expect your Chapter 13 discharge in 60 months [...]

906, 2025

Do You Know How to Declare Bankruptcy on Credit Cards?

Debt on credit cards may quickly become unbearable. You could have a credit bill you cannot believe if you intend to only use your credit card in an emergency, but that emergency stretches over many months. This is your best choice if you can clear the bill before it starts [...]