Chapter 7 Bankruptcy Lawyer in Jacksonville FL

With over 30 years of experience and a 98% success rate, our lawyers have helped thousands of Florida residents and eliminated millions of dollars. If you want to get out of debt fast, contact us now!


In a hurry? Call us now at 904-432-1200

jacksonville chapter 7 bankruptcy lawyer

Need relief from debt in Florida? Bruner Wright P.A. has the best Chapter 7 Bankruptcy Lawyer in Jacksonville – Robert C. Bruner and Trey Wright. Free consultation at 850-385-0342.

Chapter 7 bankruptcy provides a fresh start to those who have filed. It is important that you choose a Jacksonville FL lawyer with experience in Chapter 7 bankruptcies. The attorney you choose will be with you every step of the way, explaining your options and ensuring that all paperwork is handled effectively and timely. Our quality work has allowed us to continue thriving in this field for decades. Contact our Jacksonville FL law office today for a free consultation to discuss your case!

Helping Individuals and Businesses Permanently Discharge Debts

A fresh start is what you may need if you’re currently facing financial difficulties. A Chapter 7 bankruptcy is a great option. You can file for Chapter 7 bankruptcy regardless of whether you are filing due to an accident, divorce, or illness. You might consider the permanent discharge of Chapter 7 debts if your company is in trouble.

Bruner Wright, P.A. has over 30 years of experience in helping people with consumer bankruptcy matters. This includes efforts to discharge debt via a Chapter 7 bankruptcy filing. Our successful practice was built on a combination of a commitment to customer service and attention, as well as high-level responsiveness to clients’ needs. You will always speak with a Chapter 7 bankruptcy lawyer when you call our office. Contact our office via email or phone at 850-385-0342 to schedule a free consultation.

Hire an Experienced Chapter 7 Bankruptcy Lawyer in Jacksonville FL

There’s nothing more frustrating than staying up late at night, desperately trying to figure out how you’ll manage to pay your bills. The pile of debt keeps growing, and there seems to be no end in sight. Even making the minimum payments becomes a heavy burden. Sometimes, it’s best to consider a fresh approach. That’s where a Chapter 7 bankruptcy attorney can step in and provide assistance.

Debt can engulf even the most sincere and hardworking individuals, often without any fault of their own. Unexpected financial challenges can arise from sudden unemployment, an unforeseen medical diagnosis, or other life events. Luckily, Chapter 7 bankruptcy offers a remarkable opportunity for a fresh start and the chance to eliminate debts. At Bruner Wright, we have a team of bankruptcy lawyers who specialize in debt relief. Our extensive legal experience has aided countless families and individuals in wiping away their debts and starting anew.

If you’re interested in learning more about our Chapter 7 services, we encourage you to reach out to us at 904.432.1200. The first consultation is entirely free, providing you with an opportunity to explore your options and find the best path forward.


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Our Jacksonville Chapter 7 Bankruptcy Attorney Can Provide Protection

In a Chapter 7 bankruptcy, all non-exempt assets owned by an individual are liquidated to satisfy the claims of creditors. Completing a Chapter 7 bankruptcy will result in the discharge of the individual’s debt, relieving them from any further obligation to pay those debts.

Once your case is filed, the automatic stay protection will be immediately invoked. This means that all harassing and intimidating phone calls from creditors will come to a halt, providing immense relief for many of our clients. The automatic stay also prevents any additional collection activities against you throughout the bankruptcy process. Creditors are prohibited from sending letters or making calls to harass you. Furthermore, any ongoing lawsuits, including foreclosure proceedings, will be temporarily halted or delayed. By working with a Jacksonville Chapter 7 bankruptcy lawyer at Bruner Wright, you can ensure that the necessary paperwork is filed to protect yourself from creditors.

At Bruner Wright, we understand the financial challenges our clients face, and we offer flexible payment options to accommodate their needs. For those pursuing Chapter 7 bankruptcy, we provide the option of a $0 downpayment and affordable monthly installments of $189. Our commitment is to your satisfaction, and we strive to deliver exceptional service throughout the process.

How Do I Choose the Best Chapter 7 Attorney?

Bruner Wright’s affordable Chapter 7 bankruptcy attorney will initially meet with you to explain the procedure and assist in determining whether Chapter 7 is the appropriate option for your situation. It’s important to note that there are various types of bankruptcy that individuals can file. Our team is well-equipped to address all your inquiries and address any concerns you may have. Additionally, we will guide the specific documents you need to gather to initiate the process.

You must provide the following details to complete the Official Bankruptcy Forms:

  • A list of all creditors, including the amount owed and the type of claim.
  • Information on the source, amount, and frequency of income.
  • A comprehensive list of the debtor’s assets or property.
  • A detailed breakdown of monthly expenses, encompassing categories such as food, clothing, shelter, utility bills, taxes, transportation costs, medical expenses, and more.

Your Chapter 7 attorney will guide you step-by-step through the process so that it is not overwhelming. We will help you get through the process with minimal stress so that you can move on with your life.

Chapter 7 in Jacksonville FAQs

Can I Keep Any of My Property Under a Chapter 7?

Debtors can often retain their cars and homes if the equity does not exceed the exemption laws. However, the Chapter 7 trustee is entitled to any property of the debtor that is not exempt. Non-exempt property refers to assets owned by the debtor that cannot be claimed as exemptions under applicable law.

In Florida, residents are not allowed to utilize the federal bankruptcy exemptions and must instead use Florida bankruptcy exemptions. Florida’s bankruptcy exemptions are generally considered favorable by its residents. These exemptions include unlimited protection for homesteads, annuities, and cash surrender values of life insurance policies.

It’s important to remember that mortgage liens remain valid even in a Chapter 7 bankruptcy. If a debtor fails to make mortgage payments, the lender has the option to petition the Bankruptcy Court to lift the automatic stay and gain permission to seize the property.

What Is the Impact of Chapter 7 on My Credit Score?

A Chapter 7 bankruptcy offers debtors a fresh start, enabling them to rebuild their credit from scratch. Some clients experience an improvement in their credit scores after filing for bankruptcy. By eliminating debts and improving their debt-to-income ratio, they can take significant steps towards enhancing their overall creditworthiness.

What Is the Cost of Filing a Chapter 7 Bankruptcy in Jacksonville?

Our Chapter 7 lawyer fees are affordably priced, starting at $1,500. However, please note that these fees may vary depending on your specific financial circumstances and the complexity of your case. Additionally, there is a filing fee of $335 charged by the Bankruptcy Courts.

Furthermore, it is a requirement for all debtors to complete a credit counseling course before filing for bankruptcy. The cost of this credit counseling class is typically around $15.

If you have any further inquiries or need additional information, please feel free to ask.

Can the Chapter 7 Means Test Prevent Me From Filing?

You can still pursue bankruptcy filing even if you don’t qualify for Chapter 7 based on the results of a means test. While individuals with higher incomes may face challenges in filing under Chapter 7, other factors also come into play. To gain a better understanding of this process, we recommend reading our blog post about the Chapter 7 Means Test Calculator.

Get in Touch With Our Jacksonville Chapter 7 Bankruptcy Lawyer

Bruner Wright is the best Chapter 7 bankruptcy lawyer in Jacksonville. Contact us to set up a meeting with a bankruptcy lawyer or call us at 850-385-0342. Bruner Wright attorneys are available for consultation any day of the week. Consultations are always free.

We are a debt relief agency. Bruner Wright assists people in filing for bankruptcy relief under the Bankruptcy Code.

Service Areas

  • Tallahassee
  • Santa Rosa Beach
  • Destin
  • Panama City
  • Florida Panhandle
  • and more…


In a hurry? Call us now at 904-432-1200