Experience Debt Relief With the
#1 Chapter 13 Bankruptcy Lawyer in Jacksonville FL
With over 30 years of combined experience, our attorneys have counseled individuals and businesses in matters related to bankruptcy, from the discharge of debts under Chapter 7 to the reorganization of debt under Chapter 11 or Chapter 13.
In a hurry? Call us now at 850-385-0342
Bruner Wright P.A. can assist you if you’re facing financial struggles and seeking a solution to your debts. Our objective is to help our clients attain the financial freedom they deserve. We can assess whether Chapter 13 bankruptcy is the most suitable option for your circumstances. Contact us for a complimentary consultation and speak with a knowledgeable Chapter 13 bankruptcy lawyer in Jacksonville FL at 850-385-0342.
Individual Debtors Helping to Restructure Debt and End Creditor Harassment
The purpose of a Chapter 13 bankruptcy lawyer in Jacksonville, Florida is to help people who have been overwhelmed by their debts. If this describes you, then it may be time for you to speak with a Jacksonville bankruptcy lawyer.
You need an experienced bankruptcy attorney to assist you if you’re struggling to make ends work. A bankruptcy attorney will guide you through the process and ensure your best interests.
Bruner Wright, P.A. brings over 30 years of experience to those who need to restructure and reorganize their debts under Chapter 13 of federal bankruptcy laws. Our success is based on our commitment to providing personal service and attention. We also offer a high degree of responsiveness. You will always be able to speak with a bankruptcy attorney when you call our office. Send us an email or call us at (850) 385-0342 to schedule a complimentary initial consultation.
Ready to Get Out of Debt?
Our experienced bankruptcy attorney in Jacksonville FL is here to offer a FREE consultation for your case. Contact us now to experience debt relief fast!
Chapter 11 Bankruptcy in Jacksonville FAQs
Can I Keep My Home After Bankruptcy?
Assuming you continue making mortgage or rent payments after filing for Chapter 7 or 13 bankruptcy, typically staying in your house should remain possible if filing. It is important to remember, however, that Chapter 7 doesn’t typically halt foreclosure proceedings if payments have fallen behind and second home or vacation properties may be subject to liquidation proceedings; so it would be wise to consult your bankruptcy attorney regarding handling real estate when filing either Chapter 7 or 13 bankruptcy.
How Long Does a Bankruptcy Stay on My Credit Report?
In general, Chapter 7 bankruptcy remains on your credit file for 10 years. On the other hand, Chapter 13 bankruptcy stays on a person’s credit history for seven years from the date of the last debt reorganization payment.
Does My Spouse Have to File Bankruptcy With Me?
It depends. It depends. The decision on which path to take will be determined by your specific circumstances. If only one spouse files for bankruptcy, the debts in both spouses’ names will still be the responsibility of the non-filing spouse. A bankruptcy attorney can evaluate your situation and help you make an informed decision on the best course of action.
Can Student Loan Debt Be Discharged Through Bankruptcy?
No, student loan debt is generally not discharged through bankruptcy. A bankruptcy court may only consider discharging student loan debt if the debtor can demonstrate that repaying the loans would cause an undue burden in their daily life. However, this exemption is quite limited, and only a select few individuals qualify.
Can Credit Card Debt Be Discharged Through Bankruptcy?
You can discharge consumer credit card debt through bankruptcy, including debts from department stores, gas cards, as well as Visa, Mastercard, American Express, and other types of credit cards.
Can Child Support and Alimony Be Discharged Through Bankruptcy?
You cannot avoid child support or alimony payments by declaring bankruptcy. The bankruptcy court cannot discharge these court-ordered payments.
Work With Our Chapter 13 Bankruptcy Lawyer in Jacksonville FL
Our team of Jacksonville bankruptcy attorneys is highly skilled and experienced. We have successfully assisted thousands of families in their journey to overcome debt. Bruner Wright P.A. has earned a reputation for its efficient, cost-effective, and compassionate legal services, providing assistance to help our clients transition towards brighter futures.
By cutting expenses and creating a plan to rebuild credit, it’s possible to eliminate debt. Our affordable bankruptcy lawyers in Jacksonville are on hand to guide you through this process and determine the most suitable form of bankruptcy for your situation.
Bruner Wright P.A. is dedicated to helping clients obtain debt relief via bankruptcy. We will guide you through each step and let you know what you can expect at each stage. We will make sure you get the best out of your case and do everything we can to help you get your debt paid off as soon as possible.
Bruner Wright P.A. offers free initial consultations without obligation. Contact us to make an appointment with Chapter 13 bankruptcy attorneys. Call us at 850-385-0342. We are available every day of the week to meet with clients. All consultations are completely free.