chapter 13 bankruptcy lawyer tallahassee

 

If you are overwhelmed by debt and could use assistance from a legal team in navigating your situation, it’s wise to speak to the best bankruptcy attorney in Tallahassee Florida. A Chapter 13 bankruptcy lawyer like Bruner Wright could help you through your bankruptcy proceeding. As well as help you end harassment from your creditors. As the best Chapter 13 bankruptcy lawyer in Tallahassee FL, Bruner Wright P.A. can help with your case. Schedule a free consultation today!

Understanding Chapter 13 Bankruptcy Florida

Only residents of Florida can file for Chapter 13 bankruptcy. Chapter 13 debtors must have enough income to pay current creditors (mortgages and car loans, among others). All payments, including past due ones, must be made during bankruptcy proceedings. The Chapter 13 debtor must pay all income to unsecured creditors up until their creditors are fully paid or for five years, whichever is first. Additionally, the debtor must pay unsecured creditors through bankruptcy at least the same amount as they would receive from non-exempt assets if the debtor had filed a Florida Chapter 7 bankruptcy.

Chapter 13 bankruptcy has a debt limit of $465,000 (2022) for unsecured debt and $1,400,000 (2022) for secured debt. These debt ceilings can be increased at any time. Chapter 13 bankruptcy is not available to anyone with more than these debt limits. Unsecured debts are personal loans, medical bills, and credit cards issued to banks (such as Visa MasterCard, American Express, or Discover). These cards can be used to buy consumable goods such as clothes, food, vacations, and so on. Secured debts are those where the creditor holds a security interest in your property to guarantee.

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Florida Chapter 13 Lawyer

Bruner Wright P.A. can help you if you have difficulty meeting your financial obligations. Our Florida Chapter 13 lawyers have many years of experience helping people like you solve their financial problems. We know how difficult these times can be for you, and are here to help. There are many options to help you manage your debts and regain financial health. Although bankruptcy is sometimes a viable option in some situations, it may not be the best solution. In some cases, it may be more beneficial for a consumer to negotiate or settle with creditors than file bankruptcy. Your case is unique and will determine the best course of action. Book a consultation with the best Florida Chapter 13 lawyer now!

How Bruner Wright Can Help

  • Discharging Your Debts

If you’re unable to discharge your debts under Chapter 7, you’ll need to work with a lawyer that can help you create a Chapter 13 bankruptcy claim. Chapter 13 bankruptcy can help to provide you with debt relief while allowing you to protect your interests. With the help of an experienced law firm, you can have a plan. As well as negotiate with your creditors to make sure that you have an opportunity to successfully pay off your debt in a settlement while protecting your most valuable assets.

  • Working With Experienced Attorneys

The team at Bruner Wright has over 30 years of experience in restructuring debt under Chapter 13 bankruptcy. They have seen a number of evolutions within bankruptcy law. As well as building a successful practice in the process of providing personal attention and service to every client. With the benefit of the experience from this law firm, you can make sure that you’re working with a team that can help to understand your situation. 

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  • Free Consultations

Bruner Wright can help you get access to a free consultation. The initial consultation for bankruptcy is always a free process here. You can access this information by sending an e-mail or calling the toll-free number. You can speak to a knowledgeable operator and receive quick advice on your particular case. 

  • Handling Changes

The best bankruptcy attorney in Tallahassee can make sure that you can qualify and discharge your debts under Chapter 13. This is if you do not qualify for the Chapter 7 requirements. The team will go through all of your potential obligations as well as your income and determine the best path that you could use to pay your creditors. 

  • Debt-free Living Within 3 to 5 years 

Under Chapter 13 bankruptcy, our team can help you to establish a plan. This plan will allow you to live debt-free within 3 to 5 years with negotiation from your creditors. If bankruptcy is the best choice for you, we can initiate Chapter 13 bankruptcy and prevent your creditors from attempting to collect debts further. By establishing a settlement plan over the next 3 to 5 years you can live without headaches and with a plan for your financial future. 

  • Helping You Avoid Creditors

Working with our bankruptcy attorney in Tallahassee Florida gives you negotiation power. Have you been negotiating with your creditors over time? Work with our team to make sure that you can fulfill your obligations and work out a system to satisfy the needs of your creditors. Under an automatic stay, there can be a prevention of your creditors from attempting to collect your debt or contacting you. This can give you a massive piece of mind knowing that you will no longer have to screen phone calls or continue to worry about who may be called. 

  • We Handle Everything

As the best Chapter 13 bankruptcy lawyer in Tallahassee Florida, we take care of everything. When we represent clients in Chapter 13 filing, we want to prepare and file every document that’s necessary to facilitate the process of bankruptcy filing. We want to work as your advocate in meetings with your creditors. As well as help you through the entire process. It’s our goal to put you on the right path to avoid foreclosure, reclamation of your assets, and more. We can help you keep your home as well as make sure that you can submit a plan that will be favorable for your creditors. We know Florida bankruptcy laws effectively. Our team will ensure that we can help every one of our clients through this difficult and stressful process by easing the stress wherever possible.

Looking for the Best Chapter 13 Bankruptcy Lawyer in Tallahassee?

Our firm prides itself on offering the best Chapter 13 bankruptcy lawyers in Tallahassee, equipped with the knowledge, experience, and dedication to guide you through this complex process with confidence. Whether you’re facing overwhelming debt or seeking a fresh financial start, our lawyers are here to provide personalized solutions tailored to your unique circumstances.

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Are you searching for the “best Chapter 13 lawyers near me?” Look no further than Bruner Wright. With years of experience in bankruptcy law, Bruner Wright is one of the best Chapter 13 lawyers near you who can guide you through the complexities of the legal process and help you achieve a successful outcome. Contact Bruner Wright today to schedule a consultation with one of the best Chapter 13 lawyers near you and start taking control of your financial future.

If you are interested in undergoing bankruptcy proceedings, contact Bruner Wright P.A. today for more information on the best Chapter 13 bankruptcy attorney in Tallahassee Florida. Our Chapter 13 bankruptcy lawyer in Tallahassee has got you covered! We can make sure that you have a plan for managing your debts. Contact us now!

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