Bankruptcy Attorney in Leesburg FL
With over 30 years of experience and a 98% success rate, our lawyers have helped thousands of Florida residents and eliminated millions of dollars. If you want to get out of debt fast, contact us now!
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We’re Here For You
And Your Legal Needs
Bruner Wright, P.A., is a bankruptcy and business law firm that puts its customers first. We focus on providing legal representation to businesses and individuals in bankruptcy and business litigation matters. We are also experienced in estate planning and probate matters. Our firm has extensive experience in these practice areas which results in our clients feeling a much needed sense of calmness during turbulent times.
We’re Here For You
And Your Legal Needs
Bruner Wright, P.A., is a bankruptcy and business law firm that puts its customers first. We focus on providing legal representation to businesses and individuals in bankruptcy and business litigation matters. We are also experienced in estate planning and probate matters. Our firm has extensive experience in these practice areas which results in our clients feeling a much needed sense of calmness during turbulent times.
Bankruptcy can provide relief if you’re facing financial hardships or mountainous debt. Let a bankruptcy attorney in Leesburg FL assess your case. Our team can help you decide if bankruptcy is the right solution for your situation by reviewing your finances and discussing your priorities.
A Bankruptcy Discharge Could Change Your Life for the Better
The goal of bankruptcy is typically the discharge of debts. This discharge occurs at the end when the debtor has met all legal requirements.
According to the United States Courts, the bankruptcy discharge releases the filer from personal liability for the discharged debts. Therefore, they are no longer required to pay the principal or interest.
The discharge from bankruptcy is permanent, meaning that creditors cannot pursue any debt. The debtor is no longer responsible for the debt, and the plaintiff cannot collect it in the future.
However, it’s important to note that a bankruptcy discharge does not eliminate all debts. Many different types of debts cannot be discharged through bankruptcy, including student loans, back taxes, and spousal maintenance obligations.
Bankruptcy Cases Can Have Different Timelines and Outcomes
The timing of the discharge can be affected by the type of bankruptcy. Chapter 7 bankruptcy cases are usually the shortest, as they can be resolved in a few months or a year. On the other hand, a discharge in a Chapter 13 bankruptcy case could take up to six years.
A debtor could also be denied a discharge if an objection is raised. A creditor or trustee could object to the discharge.
The court will decide if the discharge is legal. In certain cases, a court can prevent a debtor from ever receiving a discharge from their bankruptcy case.
The Meeting of Creditors
This appearance is not in court. The meeting of creditors is the name for this proceeding. The meeting of creditors, also known as a 341 Hearing or a mandatory hearing according to the Legal Information Institute, is a common informal term.
It is a chance for creditors to ask you any questions about your finances or debt obligations. The rules governing these hearings are so strict that very few creditors attend. The questions that creditors can ask are limited, and the majority of them can be answered by carefully reviewing your bankruptcy petition.
The Meeting of the Creditors Is Usually Informal
The meeting of creditors will usually be an informal gathering where the bankruptcy trustee asks you some questions about your finances. The trustee usually asks questions about things that your petition or the documents you attached do not answer. The trustee may be trying to make a case against your discharge by asking these questions. However, they are usually mundane.
Even though the meeting of creditors is not a formal court proceeding, your legal rights are still protected. Therefore, you have the right to bring a lawyer to your hearing. Your lawyer could give you advice on what to expect and guide you in the rare case that the trustee’s questioning is inappropriate.
What Our Clients Say About Us
I had such a good experience with my case with this firm!! They are all very nice, reasonable and caring about your situation and super thorough. I filed a ch 7 in October 2018, was discharged in January 2019 (so fast only 3 months) bought my very first ever new car in March 2019.
This is the best law firm I have have ever worked with. They were very honest, professional, and responsive. Robert and Trey worked very hard to create a best case scenario for me. My case was complicated and required high level negotiations. In less than 4 months, I received the best possible outcome! They were a lifesaver for me!
Extremely knowledgable and experienced Bankruptcy attorneys who are compassionate and diligent for their clients. I have sent them many satisfied clients and will continue to do so because their fees are fair and their staff is top notch! A+ firm in my book.
We’re Here For You
And Your Legal Needs
Bruner Wright, P.A., is a bankruptcy and business law firm that puts its customers first. We focus on providing legal representation to businesses and individuals in bankruptcy and business litigation matters. We are also experienced in estate planning and probate matters. Our firm has extensive experience in these practice areas which results in our clients feeling a much needed sense of calmness during turbulent times.
Is Appearing in Bankruptcy Court Mandatory?
Although no two bankruptcies are the same, the fear of having to appear in court is a common one among potential filers. The prospect of having to appear in court, or even testify at a hearing, could be enough for those who are unfamiliar with the system to decide to avoid bankruptcy. Our team can help you avoid court proceedings at any stage of your case by providing a bankruptcy attorney in Leesburg FL.
The majority of court hearings in a bankruptcy case do not have to be attended if you are represented by a lawyer. With the right lawyer advocating for your case, you can avoid most or even all hearings.
In some cases, you may be required to appear in court. For example, you may need to testify if your case involves litigation (also known as adversarial proceedings). However, such cases are rare, and your lawyer can advise you if an adversarial proceeding is likely to occur in your case.
Talk to an Experienced Bankruptcy Attorney in Leesburg FL
It is a difficult decision to decide whether or not you will file for bankruptcy. Many people worry about the impact bankruptcy filings can have on their credit scores in the short term. However, your financial situation will improve significantly over the long run after you file.
Bruner Wright is ready to assist you in achieving the financial fresh start that you deserve. Let our team help you create a plan that is right for you.
Contact us now for a FREE consultation.
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