A Breakdown of Chapter 12 Bankruptcy

Chapter 12 bankruptcy is a special proceeding for fishermen and family farmers. This allows you to set up a repayment plan and retain the assets that you have worked so hard for. A Chapter 12 filing can result in a repayment of a fraction of the amount owed. This is a great relief for your business and gives you the chance to get it back on track.

You need a skilled Chapter 12 bankruptcy attorney if your farm or fishing company is facing financial difficulties. Bruner Wright P.A. is a Florida bankruptcy law firm with the experience and knowledge to help you get through this.

What Is Chapter 12 bankruptcy?

To meet the different needs of people and businesses, the U.S. Bankruptcy Code defines many types of bankruptcy. Chapter 13 is very similar to Chapter 12. It is designed to assist family farmers and fishermen. Bruner Wright P.A. will be happy to help you choose the right type of bankruptcy filing for you.

Chapter 12 bankruptcy lawyers outline the benefits and goals for Florida farmers and fishermen.

  • Ability to repay debts over time and still be in business
  • Avoiding asset liquidation
  • Reduce overall debt by establishing a repayment program that allows for a portion of the amount owed to be paid off
  • Ability to quickly deal with perishable items

Chapter 12 bankruptcy may be a good option for you if you are facing financial difficulties. It is complex and requires attention. Bruner Wright P.A. will handle your filing efficiently and effectively, putting you back on the road to financial freedom.

Reorganization And Repayment

Chapter 12 bankruptcy can be used to aid in the financial and operational restructuring of a family-owned fishing or farming business. Once you file:

  • A trustee is assigned to you
  • Within 90 days of filing, you must submit a plan to the trustee detailing how you intend to repay your debts over a specified period of time. Usually, this is three to five years.
  • The court will decide whether the repayment plan is accepted or rejected.

Bruner Wright P.A. is a proud supporter of Florida’s family farmers and fishermen. We will help you save your company and your livelihood by filing for bankruptcy.

Chapter 12 bankruptcy in Florida Can Give Your Family Business A New Start

We may be able to help your fishing or family farm if it is in serious debt. We can help you navigate the steps necessary to file bankruptcy. 

Contact Our Office Today

Bruner Wright is a top-rated bankruptcy attorney in Florida and Southern Georgia. Our team has more than 30 years of experience helping people file Chapter 7 bankruptcy. Chapter 11 bankruptcy. Chapter 12 bankruptcy. Chapter 13 bankruptcy. Our practice has been very successful in helping people discharge their debts. We offer a personal service that is comprehensive and thorough in all aspects of our industry. We are responsive to the needs of our clients.

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Contact us today to schedule a consultation to find out if bankruptcy is the best option. A member of our team will review your case to help you make the right choice. We are focused on consumer bankruptcy. We want you to achieve financial stability.